Insurance for all your
Landlord Insurance needs

Huestis Insurance Group is a leader in the Maritime Provinces in Landlord Insurance & Income Property Insurance. We understand the risks you are exposed to as an owner of an investment property and we have the expertise and market strength to make sure you have the right protection at the right price. 

Landlord insurance provides protection to you, as an owner of the building. These policies are designed to cover both property and liability risks that are unique to a residential apartment building or unit.  They generally cover major disasters, liability from lawsuits that arise from common property claims, and may also ensure that your income will continue if disaster does strike.

A basic insurance package will cover damage to your building as a result of fire, lightening, and explosion. However, many more elements may cause damage to your building or loss of rental income. Coverage may also be available for:

• Windstorm or hail;
• Smoke damage;
• Damage caused by impact to the building from tenant’s or a visitor’s vehicle;
• Vandalism or riot;
• Damage from fire protective equipment.

Your insurance policy will also protect you from risks such as tenants or visitors slipping and falling in the foyer, parking lot, or stairs. 

Other insurance you may want to consider as an apartment owner or income property owner include:

• Cyber Insurance, especially if you hold any personal information on your tenants in a computer system;
• Business Interruption to allow your lost rental income to continue during insurance repairs or permanent structure damage;
• Mechanical or equipment breakdown to cover any damage from electrical or air conditioning units.